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Khitchini Yoyambira Ndi Bath Jun Khitchini Ndi Mitu Yakusamba
Bizinesi yabwino kwambiri sikuti imangofunika ndalama zogwirira ntchito komanso phindu, koma amafunanso ndalama zambiri. Mzaka zaposachedwa, zotsatira za kavalo zamakampani osambira zikuwonekera kwambiri. Liwiro la kukula kwa mutu wa bizinesiyo lidakulirakulira, ndipo kuchuluka kwa ndalama zake kwakhala nkhani yodetsa nkhawa. Monga mwambi umapita, “chakudya m'manja, mtima si mantha. Ukhondo mafakitale amene ali ndi zambiri “chakudya chochuluka”? Amene bajeti yake ndi yocheperapo?
Malinga ndi zomwe zalengezedwa kumene 2021 lipoti lapachaka lazachuma, Malingaliro a kampani Dongpeng Holdings, Huida bafa, Mphepete mwa nyanja, R & T, Solux luso, Jianlin kunyumba, Nyumba ya Diou ndi makampani ena asanu ndi awiri okhudzana ndi bafa amakhala ndi ndalama (kutsiriza ndalama ndi ndalama zofanana ndi ndalama) okwana kuposa 5.5 biliyoni yuan. Mwa iwo, Malingaliro a kampani Dongpeng Holdings Limited 2.1 biliyoni yuan, kuwonjezeka kwa 24.79% chaka ndi chaka. Poyerekeza ndi nthawi yomweyi chaka chatha, Bafa la Huida linakula kwambiri, kuchokera 395 miliyoni yuan kuti 847 miliyoni yuan, kuwonjezeka kwa 114.63%. Mapeto a ndalama ndi ndalama zofanana ndi R&T ndi Solux Technology idatsika.
Ndalama ndi zofananira ndi ndalama kumapeto kwa nthawi yabizinesi iliyonse yomwe yatchulidwa yokhudzana ndi bafa
(unit: biliyoni yuan)
| Semianual 2021 | Semianual 2020 | Kusintha kwa chaka ndi chaka | |
| Malingaliro a kampani Dongpeng Holdings | 21.08 | 16.90 | 24.79% |
| Huida Sanitary Ware | 8.47 | 3.95 | 114.63% |
| Seagull Sumitomo | 6.13 | 5.44 | 12.73% |
| R&T | 4.48 | 5.13 | -12.64% |
| Solux Technology | 6.45 | 8.26 | -21.86% |
| Nyumba ya Jianlin | 5.41 | 5.12 | 5.67% |
| Nyumba ya Diou | 3.84 | 3.50 | 9.80% |
Kutuluka kwa ndalama kuchokera ku ntchito zogwirira ntchito.
Dongpeng anali ndi chiwonjezeko chofulumira kwambiri, ndipo makampani ena adasintha kuchoka ku zabwino kupita ku zoyipa
Kuchuluka kwandalama kuchokera kuzinthu zogwirira ntchito ndichizindikiro chofunikira chowonera moyo wamakampani komanso kukhazikika kwamakampani. Nthawi zambiri kuyankhula, ndalama zogwirira ntchito zamakampani ndizabwino ndipo zikupitilira kukula, kuwonetsa kuti ntchito yopanga magazi yamakampani ndi yamphamvu, zomwe zikuchitika pano ndi zabwino, ndi kukhala ndi kuthekera kotukuka bwino.
Kutuluka kwandalama kochokera kubizinesi iliyonse yomwe yatchulidwa yokhudzana ndi bafa
(Lachigawo: biliyoni yuan)
| Semianual 2021 | Semianual 2020 | Kusintha kwa chaka ndi chaka | |
| Malingaliro a kampani Dongpeng Holdings | 4.78 | 1.29 | 270.37% |
| Huida Sanitary Ware | -1.37 | 3.14 | -143.54% |
| Seagull Sumitomo | 0.65 | 0.58 | 12.20% |
| R&T | 0.64 | 1.14 | -43.89% |
| Solux Technology | 0.74 | 0.98 | -24.71% |
| Nyumba ya Jianlin | 0.5 | 2.36 | -78.92% |
| Nyumba ya Diou | -0.6 | -4.38 | 86.34% |
Malinga ndi lipoti la zachuma, m’theka loyamba la chaka chino, Dongpeng Holdings idakula mwachangu kwambiri pakutuluka kwandalama kuchokera pazogwira ntchito, ndi kuwonjezeka kwa chaka ndi chaka 270.37%. Dongpeng Holdings adati kukulaku kudachitika makamaka chifukwa chakuchulukira kwa ndalama zogwirira ntchito chifukwa chakukula kwa ndalama. Ndalama zomwe kampaniyo idalandira kuchokera pakugulitsa katundu ndi ntchito mu theka loyamba la chaka idafika 4.361 biliyoni yuan, kuwonjezeka kwa 36.31% chaka ndi chaka.
Lachigawo: Yuan
| Zinthu | Semianual 2021 | Semianual 2020 |
| Ine. Ndalama zimachokera ku ntchito zogwirira ntchito. | ||
| Ndalama zolandiridwa kuchokera ku malonda a katundu ndi kupereka ntchito | 4.361.149.642.14 | 3,199,427,662.98 |
| Kuwonjezeka kokwanira kwa ma depositi ndi makasitomala ndi ma depositi a interbank | ||
| Kuwonjezeka kokwanira kwa ngongole kuchokera ku mabanki apakati | ||
| Kuwonjezeka kokwanira kwa ndalama zobwereka ku mabungwe ena azachuma | ||
| Ndalama zolandilidwa kuchokera kumalipiro a inshuwaransi | ||
| Ndalama zonse zolandilidwa kuchokera ku ntchito za reinsurance | ||
| Kuwonjezeka kokwanira kwa omwe ali ndi ma policy’ madipoziti ndi ndalama zoikamo | ||
| Ndalama zolandilidwa kuchokera ku chiwongola dzanja, malipiro ndi ma komisheni | ||
| Kuwonjezeka kwa ndalama zomwe zatumizidwa | ||
| Kuwonjezeka kwa ndalama kuchokera ku bizinesi ya repo | ||
| Ndalama zonse zomwe zalandilidwa kuchokera ku mabizinesi achitetezo | ||
| Kubwezeredwa kwa msonkho kulandiridwa | 15576389.95 | 21.955.757.42 |
| Ndalama zina zolandiridwa zokhudzana ndi ntchito zoyang'anira | 747,406,838.15 | 693.250.573.90 |
| Ndalama zochepa zomwe zimachokera ku ntchito zogwirira ntchito | 5,124,132370.24 | 3,914,633,994.30 |
Ndalama zoyendetsera bafa la Huida mu theka loyamba la chaka chino zidasintha kuchokera ku zabwino kupita ku zoyipa, kuchokera 314 miliyoni yuan kuti – 137 miliyoni yuan. Huida anafotokoza izi “chifukwa cha kulipidwa kwa mabilu ovomerezeka ku banki”. Koma ku 2021 Lipoti la pachaka la ndalama zofalitsidwa ndi Huida Sanitary, Kutsegula kwa Huida Sanitary pakuvomereza mabanki ndi 435 miliyoni yuan. Kutseka kwake kunali 362 miliyoni yuan, ndipo malipiro enieni anali pafupi 73.04 miliyoni yuan.
- Ndemanga zolipidwa
√Imagwira □Zosagwira
Lachigawo: Ndalama ya Yuan: RMB
| Mtundu | Kutseka bwino | Kutsegula bwino |
| Commercial Promissory Note | ||
| Kuvomerezeka kwa Banki | 361,590, 280. 63 | 434,627,999. 20 |
| Zonse | 361,590, 280. 63 | 434,627,999. 20 |
Chiwerengero chonse cha zolemba zomwe ziyenera kulipidwa komanso zosalipidwa kumapeto kwa nthawiyo zinali $0.00.
Ngakhale ndalama zoyendetsera Diou Home mu theka loyamba la chaka chino zidakwera 86.34% chaka ndi chaka, ndalama zonse zinali zoipa. Kuyambira theka loyamba la 2020, Kuyenda kwandalama kwa Diou Home kwayamba kutsika. Kampaniyo idati chifukwa chachikulu ndi “kuchedwa kusonkhanitsa chifukwa cha vuto la mliri watsopano wa korona. Malipiro anthawi zonse a zinthu zogulidwa popanga zinthu ndi ndalama zina ndi ntchito analipiridwa nthawi zonse. Net cash outflow”. Chaka chino, kuchuluka kwa ndalama kuchokera ku ntchito kudakwera chifukwa cha kuwongolera kwa malipiro.
Kuphatikiza apo, R&T, Solux Technology ndi Jianlin Home adagula katundu, analandira malipiro a ntchito ya antchito ndi kulipira misonkho yosiyanasiyana ndi chindapusa chinawonjezeka kwambiri, kupanga ndalama zawo kuchokera kuntchito zonse zachepa.
Kutuluka kwa ndalama kuchokera ku ntchito zoika ndalama.
Kutaya ndalama kuchokera kuzinthu zogulitsa ndalama kwawonjezeka kwambiri kwa makampani ambiri
Ndalama zonse zomwe zimachokera kuzinthu zogulitsa ndalama zimakhala zogula ndi kumanga katundu wokhazikika, katundu wosaoneka ndi ndalama zina za nthawi yayitali, ndalama zoyendetsera ndalama zoyendetsera ndalama. Mabizinesi aku bafa akupitiliza kukulitsa kukula kwa mphamvu zopanga. Ndalama zazikulu zogulira ufulu wogwiritsa ntchito malo, kumanga zomera, kugula makina ndi zida, ndi zina. chawonjezekanso.
Mu theka loyamba la chaka chino, Malingaliro a kampani Dongpeng Holdings, Huida Sanitary Ware, Seagull Sumitomo, R&T, Solux Technology, Nyumba ya Jianlin, Nyumba ya Diou 7 makampani omwe ali ndi ndalama zonse kuchokera kuzinthu zogulitsa ndalama ndi zoipa. Izi zikusonyeza kuti makampaniwa anali ndi ndalama zambiri zotuluka chifukwa cha kuwonjezeka kwakukulu kwa ndalama zomwe zimachokera ku ntchito zogulitsa ndalama. Mwa iwo, Dongpeng Holdings anali ndi ndalama zambiri zomwe zimachokera pakugulitsa ndalama, kuposa 1.2 biliyoni yuan.
Ndalama zonse zomwe zatuluka kuchokera kubizinesi iliyonse yomwe yatchulidwa yokhudzana ndi bafa
(Lachigawo: biliyoni yuan)
| Semianual 2021 | Semianual 2020 | Kusintha kwa chaka ndi chaka | |
| Malingaliro a kampani Dongpeng Holdings | -12.85 | -3.46 | -271.60% |
| Huida Sanitary Ware | -1.08 | -3.73 | 71.18% |
| Seagull Sumitomo | -1.64 | -1.52 | -7.43% |
| R&T | -0.34 | -0.53 | 35.54% |
| Solux Technology | -0.63 | -2.09 | 69.90% |
| Nyumba ya Jianlin | -1.92 | -2.95 | 34.84% |
| Nyumba ya Diou | -2.12 | -2.42 | 12.33% |
Njira zazikulu zogwiritsira ntchito ndalama zamakampani zitha kugawidwa: kukulitsa luso ndi kupeza ndi kukweza ndalama.
Mwachitsanzo, mu January chaka chino, Malingaliro a kampani Dongpeng Holdings, Fengcheng Dongpeng, Jiangxi Dongpeng adasaina chimango “Mgwirizano wa Investment” ndi People's Government of Fengcheng City, Chigawo cha Jiangxi, kuti agwiritse ntchito pomanga projekiti yanzeru ya ceramic home industry park. The ndalama mu Industrial park zikuphatikizapo 9 wanzeru thanthwe gulu kupanga mizere ndi ntchito ndi linanena bungwe pachaka 2.6 miliyoni zidutswa wanzeru wathunthu ukhondo wamba. Mgwirizanowu ukuwonetsa kuti ndalama zonse za polojekitiyi zatsala pang'ono 5.08 biliyoni yuan.
Kuphatikiza apo, Nyumba ya Jianlin 540 miliyoni yuan khitchini ndi bafa katundu mzere ntchito kukula adachitanso mwambo wochititsa chidwi kwambiri pa Januwale 12 chaka chino. Nthawi yomanga ntchitoyi ndi 18 miyezi ndipo ikuyembekezeka kukhazikitsidwa mu Julayi 2022. Huida Smart Home (Chongqing) Com, Ntchito ya Phase I Ltd. idayambanso kugwira ntchito mu Marichi chaka chino. Panopa ili mu gawo lachiwiri la zomangamanga, ndi ndalama zonse za polojekitiyi 1.5 biliyoni yuan. Idzatha kutulutsa 2 miliyoni zidutswa zanzeru zaukhondo ndi 150,000 bafa lonse chaka chilichonse akamaliza gawo lachitatu, ndipo mtengo wapachaka ukuyembekezeka kufika 2.5 biliyoni yuan.
Ndalama zochokera ku ntchito zandalama.
Ndege, Seagull adachulukitsa kubwereka kwa banki
Kuphatikiza pakugwiritsa ntchito ndalama komanso ndalama zoyendetsera ndalama, pali chizindikiro china chofunikira cha kayendetsedwe ka ndalama zamakampani – ndalama zochokera ku ntchito zandalama. Kupereka ma bond ndi ma share, komanso kupereka zopindulitsa ndi ndalama, zonse zimakhudza kayendedwe ka ndalama kuchokera ku ntchito zandalama. Mwachitsanzo, kubwereka kumabanki ndikupereka magawo kuti apeze ndalama kungathandize kuti ndalama ziwonjezeke kuchokera kuzinthu zothandizira ndalama.. Motsutsana, kubweza ngongole kubanki ndi chiwongola dzanja, ndi kugawa zopindula kwa eni ake atha kuonjezera kutuluka kwandalama kuchokera kuzinthu zachuma.
Kusayenda bwino kwa ndalama kuchokera kuzinthu zothandizira ndalama kukuwonetsa kuti makampani akukweza ndalama zochepa zakunja ndipo amakhala omasuka. Ali ndi ndalama zobweza ngongole zamabanki ndi chiwongola dzanja, komanso kugawa magawo kwa omwe ali ndi masheya.
Mu theka loyamba la chaka, Dongpeng Holdings idatulutsa ndalama zambiri kuchokera pazachuma, kuchuluka ku 497 miliyoni. Dongpeng adati amagwiritsidwa ntchito makamaka kubweza ngongole kubanki, kuchepetsa kubwereketsa kubanki, ndi kupereka malipiro kwa omwe ali ndi masheya. Pomwe Huida Sanitary Ware ndi Seagull Sumitomo anali ndi ndalama zochulukirapo kuchokera kuzinthu zothandizira ndalama chifukwa cha kuchuluka kwa ngongole kubanki..
Ndalama zonse zomwe zatuluka kuchokera kumakampani azandalama zamakampani aliwonse omwe adalembedwa
(Lachigawo: biliyoni yuan)
| Semianual 2021 | Semianual 2020 | Kusintha kwa chaka ndi chaka | |
| Malingaliro a kampani Dongpeng Holdings | -4.97 | 3.24 | -253.24% |
| Huida Sanitary Ware | 4.53 | 3.16 | 43.41% |
| Seagull Sumitomo | 1.7 | 0.79 | 114.10% |
| R&T | -0.64 | -0.56 | -14.11% |
| Solux Technology | -0.81 | -0.71 | -15.34% |
| Nyumba ya Jianlin | -0.48 | 0.79 | -160.57% |
| Nyumba ya Diou | 1.07 | 7.53 | -85.78% |
Kusunga ndalama zabwino ndi chitsimikizo cha chitukuko chokhazikika cha bizinesi
Kuyenda kwandalama kwabizinesi sikungowonetsa kusintha kwandalama pantchito zogwirira ntchito, ntchito zachuma ndi ntchito zachuma, komanso ngati likulu la bizinesiyo ndi lomveka komanso ngati ntchito ndi chitukuko zili bwino.
M'mawu a layman, bizinesi ikhoza kuonetsetsa kuti ikukhalabe ngati ili ndi ndalama zokwanira. Ngati unyolo wa capital umakhala wovuta kapena wosweka, nzothekera kwambiri kukumana ndi vuto la ngongole zambiri, kuphatikizidwa m'ndandanda wa opha omwe sanasankhidwe, kapena ngakhale bankirapuse ndi liquidation.
Makampani omwe adatchulidwa amathabe kupeza ndalama zolowera popereka magawo, kugulitsa katundu, banki ngongole, ndi zina. kupititsa patsogolo kagwiritsidwe ntchito ka ndalama. Mwachitsanzo, China Evergrande anataya 4 mabiliyoni a yuan mu bizinesi yake yopititsa patsogolo malo mu theka loyamba la chaka chino, ndipo Evergrande Auto idatayika 4.8 biliyoni yuan. Kenako idabweza ndalama mabiliyoni ambiri pogulitsa ndalama ndikugulitsa zinthu kuti zitsimikizire kuti ntchito yopititsa patsogolo ntchitoyo ikuyenda bwino..
Komabe, kwa mabizinesi omwe sanatchulidwe, njira zawo zopezera ndalama ndizochulukirapo. Nthawi zambiri, amabwereka kubanki, mabungwe kapena anthu payekha. Komabe, mabizinesi ang'onoang'ono ndi apakatikati omwe ali ndi mphamvu zofooka zolimba nthawi zambiri amaphatikizidwa pamndandanda wa omwe adalephera kubweza ngongole kapenanso kunenedwa kuti alibe ndalama chifukwa ali ndi ndalama zosweka ndipo sangathe kubweza munthawi yake.. Malinga ndi ziwerengero zosakwanira, mu theka loyamba la 2021, 91 mabizinesi osungira zinthu zaukhondo adaphatikizidwa pamndandanda wa omwe adasankhidwiratu, kuphatikiza mabizinesi atatu aukhondo omwe amakhudzidwa ndi kuchuluka kwa yuan miliyoni khumi kapena kupitilira apo, zikugwirizana ndi ngongole za banki zomwe zalephera. ,
